When a recurring pass can be purchased as a gift, the studio now chooses how
that gift is paid.

The default is a prepaid fixed term: the giver pays once for a set number of
months, the recipient starts on the day they redeem, and the pass does not
auto-renew. This is not a continuing membership.

Studios that have giver-funded recurring gifts enabled can instead bill the
giver's card at each renewal until they stop funding or the recipient takes
over. If that option is not available, the editor says why and will not save it
quietly.